How do I apply for financing?

Shift supports financing at every stage of the buying journey:

1. On any vehicle page, click on the Apply for financing’ button
2. Ask your representative over the phone or in person at any point before, during, or after your test drive
3. From the “Buying” tab in your user account, you can begin the financing process by clicking “Select Payment” on the car you want to apply for and choosing the option “Finance with Shift in under 10 minutes.”

If you have a cosigner, they will need to be physically present during the time you take delivery of the vehicle to sign paperwork.  This includes if your cosigner is in another state. Your rates will vary depending on what the primary applicant and cosigner credit scores and history are.