1. Shift Help
  2. Buying
  3. Financing

Financing

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  • What financing options do I have with Shift?
  • How can I find out what my APR and monthly payments will be?
  • What if I don't like my APR rate? Can I go through another lender?
  • How does applying for financing affect my credit?
  • What happens after I get approved?
  • What documents do I need to complete my purchase with financing?
  • Do you accept a credit card for down payments?
  • Who do I make my first payment to?
  • Is there a pre-purchase penalty? Can I refinance?
  • I have a cosigner, how do I purchase the car? What will my rates be?